open end mortgage meaning
Every home loan situation is different so its hard to estimate how long your specific home mortgage process will take. If the terms of an open-end credit agreement allow for a prepayment penalty that exceeds 2 percent of the initial credit limit for the plan the agreement will be deemed to be a transaction with a prepayment penalty that exceeds 2 percent of the amount prepaid within the meaning of 102632a1iii.
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Some of the factors that affect the timeline include the type and terms of the home loan youre requesting the types of documentation required in order to secure the loan and the amount of time it takes to provide your lender with those documents.
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